My thanks to everyone for appearing here.
I have a question for Ms. Figueiredo.
You talked about a lack of models and you talked about risk. But how is it that so many countries in the world—over 30 of them, according to the report that's been tabled—have either preferred or super-priority status for their pension funds, and yet have well-functioning debt markets? Australia might be the closest to us in how they operate. We heard earlier that this is a real concern, and yet these 30 countries seem to be managing just fine.