Thank you, Mr. Chair.
Mr. Markham, it seems as though, in a lot of the testimony we've heard, there's been a concern that we seem focused on the end, in a sense. I guess that's what this bill clearly does. It does seem, though, that by focusing on the end, by changing rules relating to bankruptcy, ironically we might be bringing in significant unintended consequences for companies and workers who are not at the end, who are not in bankruptcy. It seems like a bit of irony there.
Secondly, by focusing on bankruptcy law we may even be inadvertently forcing more companies to have to use bankruptcy law. That's what we've heard in testimony.
Maybe you could comment on what these unintended consequences are; what this bill might do; your thoughts on the impact on companies' ability to hire workers in the first place, to make those investments that are so critical to help them avoid bankruptcy in the long term.