We're seeing it at 65%.
And when the pension benefit guarantee fund gets applied to us—we have an indexed pension—they've informed us that they can't provide indexed pensions, because the Canadian market can't supply them.
We're looking at $2.5 billion in annuities. Trying to put that amount of money into annuities at this time will cripple the market, especially when the market for annuities is so low. They'll have to do it in batches over five to ten years, to put all of our pension money into annuities. We're trying to get that to stop.
The $1,000 isn't really $1,000; they're looking at the difference between the $1,000 and what the pension fund is at. So they're trying to make that number as high as possible so that they have as little as possible to put in.