Okay.
One of the issues that comes up often and that we've heard often is that other countries have pension protection. We see that and we hear it. You mentioned the U.K., where all pensions are covered. Maybe you can elaborate a little bit on that. What is the difference between, say, the U.K. system and the Canadian system? And what would you see coming to the Canadian system that could be used that is now in the U.K.?