You were all scratching your heads when he said that about PS3.
I have just a minute and a half, so I'm going to jump in quickly.
Mr. Lebeuf, thank you for that earlier answer. In relation to your talking with Mr. Regan about co-badging, I talked about the “stop sticking it to us” campaign. Even bigger than that campaign was a huge campaign in relation to the retailers and merchants concerned about co-badging of cards, priority networks.
If we are to see the co-badging of cards being used on mobile payments, will those rates be the same as currently used by Interac? Or will they be significantly higher if they go on to the priority routing, if it is MasterCard, Visa, or whatever? There are serious concerns from the other side that the debit market is the one place where you can make a transaction and they know what their so-called fixed cost is. If this comes into place, will those costs be significantly higher for the SMEs?