We do. We absolutely do. In fact, we believe we take it a step further, by ensuring—based on our standards that we stand behind—that we're continuing to protect cardholder data in merchant environments.
For example, it is critical that a merchant not store complete “track two” data, as we call it, which is effectively the image of the magnetic stripe that is the gold mine for many fraudsters in a pre-chip environment, and still is for a lot of international fraud.
So the standards that we take not only adhere to PIPEDA but in fact take it a step higher.