Good afternoon, ladies and gentlemen. Bonjour à tous. Welcome to the 12th meeting of the Standing Committee on Industry, Science and Technology.
We have witnesses here today, and I'll introduce them in the order in which our agenda states. That will be same order in which they'll speak.
From Visa Canada we have Michael Bradley, who's the head of products.
From Rogers Communications we have Kenneth Engelhart, senior vice-president, regulatory, as well as David Robinson, vice-president, emerging business.
From MasterCard Canada we have Don Lebeuf, vice-president and head of customer delivery.
From Canadian Payments Association we have Doug Kreviazuk, vice-president, policy and public affairs.
Each organization has six minutes.
Mr. Bradley, please begin.