That's a great question.
I would suggest that the Canadian market is moving forward well into the digital economy in the world of electronic commerce. As a payment provider, we're endeavouring to offer a suite of solutions that take our products and our answers—whether it's for the retail community, a small-business community, government, or other communities—from the old bricks-and-mortar world into electronic commerce.
We often look south of the border and have these feelings of inferiority. I don't think this is an area where we should. I think Canada has long been recognized as having a highly robust, highly mature, highly efficient, safe and sound payment system. Interac and a number of Canadian payment providers are looked at as leaders on the global stage, and I think that's a place we can continue to occupy.