I have to confess that this is my first meeting at this committee, so I'm no expert on this, nor will I ever be. But it appeared to me when Mr. Gold and Mr. Tortorice gave their opening statements that there was some fairly significant degree of differing views, if I could say that. As a person who is just beginning to learn this file, I would be interested in having each of you give me a one-minute statement.
Mr. Gold, why do you think we currently meet all our obligations?
And Mr. Tortorice, you think we have further to go in some of these issues.
Maybe I missed some of the nuances of what you were saying, but if I could have a minute from each of you....
Or am I running out of time?