You're excellent at getting 30-second answers in, so I'll do my best to get the question in there.
Interac uses their line, and there's a different line that can be used by credit card companies. If Rogers or other telecoms get involved in the mobile payment, will they be using specific lines that would then cost merchants more, or are they looking at using the current type of debit line to ensure those costs stay low?
As you mentioned, people don't understand, they just pay. They don't understand the whole process that ends up costing the SMEs more money.