Thanks, Lisa.
As you may be aware, we have a matter before the Competition Tribunal right now. We've made an application against Visa and MasterCard under our price maintenance provision, where we're challenging certain rules they've imposed on merchants that we feel are anti-competitive and that are raising merchant fees and by extension raising consumer prices.
As that matter is before the tribunal right now, I'm a bit limited in what I can say. What I can tell you with respect to, for example, mobile payments--and you mentioned Rogers specifically--is that would be something we would have to look at. Certainly communications carriers are becoming more and more complex, both in terms of carriage over telecom networks and in terms of the content they may own and provide on those networks. Certainly if they were to branch into something like mobile payments, that would be an area we'd have to examine to determine if there was any conflict.
As my colleague Ms. Campbell described, that's a developing market. It's a market we're seeking to stay on top of. Things obviously change very quickly. I can't say off the top of my head that this would be something that would immediately raise issues. It's something we'd certainly be mindful of.