That's a very good question. There are a variety of payment processing networks that have been set up, by a number of independent companies. Interac has a network. Visa has a network. Quite often they will partner with different payment processes at the point of sale.
My understanding is that it could be a network that could be accessed by an entrant, or it could be an area where they seek to establish their own network. As I mentioned before, whether a company that basically owns the pipes has the ability to influence the way people use the pipes, or to favour their own content in some way, is certainly something we're mindful of.