No, we're not working on a report right now. We're working more on the international approach to standardize and harmonize, so we've got something to refer to.
As the other speakers have said, a lot of this stuff is inherently borderless, and one of the things you want to do is make sure your approaches reflect the best practice everywhere. I think we need to get some fundamental consensus about these issues internationally first and then look at how we proceed domestically.
The task force for the payments system review I think will also be looking at this issue as part of their ambit.