Yes, but that is not a reduction.
With regard to the credit that was granted to the credit unions, and the caisses populaires in Quebec, once again, the chambers of commerce in the regions say that will harm SMEs because it cannot be said that that will equalize opportunities, contrary to what the government in power claims. The caisses populaires are established in very small municipalities and support very small SMEs that have never received assistance from chartered banks.
At least 70% of SMEs are supported by credit unions, particularly in the regions. If they are weakened, then the SMEs in the regions will be under attack. Do they understand the problem in your department?