Maybe I'll ask a question for our researcher and then come back to this--a little bit of a picture of the different level of fees that are being charged between Canadian businesses and consumers and those of the United States. That would be interesting information to have.
I am really worried about our competitive nature. As this industry grows, if we continue to have this inconsistency, it's going to create more problems. We need to nail that down. Perhaps that can be done by regulation, if anything.
I'm going to turn the rest of my time over to Mr. Thibeault. He will ask the rest of the questions.
Thank you very much.