I would say it's one of their roles. We've seen in other jurisdictions that this kind of leadership spurred economic development and got some innovation out of it, so I believe there is a role.
You've talked about some of the other barriers in Canada. There are many other barriers. We do have risk aversion to a lot of things, and it's new. I would liken it to 1995 and the adoption of online banking. There was a lot of skepticism.