I think why we're lagging is that we're traditionally risk averse in Canada. That's one reason. With regard to technology adoption, you've heard plenty of witnesses prior to today say that Canada is not adopting fast enough. It's affecting our productivity. It's impacting our ability to compete in the world, as well. That's just part of who we are in our DNA.
I think the opportunity is the fact that others have already gone there. We can learn from them. They've made mistakes. There is opportunity to learn from their mistakes, turn it into something even better than what they've done, and at the same time stimulate small and medium enterprises. That's the opportunity.
That's probably why you're seeing campaigns from the associations.