Several issues will need to be addressed. One is managing your credentials. I'll give you one example from an energy point of view. If you have an electric car and I come to your house and plug in my car, who pays for the car? Do you pay or do I pay? Carrying your credentials with you and putting in a receptor somewhere to transfer that data and information will become paramount in mobile transactions at every stage. It requires the underlying technical capabilities, and it also requires products and solutions to be built in that area. We don't have sufficient demand today to incubate that part of the business. But as the network gets built and the surrounding infrastructure, in terms of the regulatory regime and the adoption issues, starts to move, I'm sure all of this will come.
On October 19th, 2011. See this statement in context.