I would say this is a living example of the increasing challenges that bankers face in supporting and financing a knowledge-based economy. How you attach collateral value to patents, IP, distribution networks, or a brand is very difficult. It's beyond what we've traditionally been doing.
So we have to venture out into new markets. Oftentimes, some of the banks are not comfortable in that business. This is an area that BDC is trying to venture into just to make sure that we do provide financing to the knowledge-based sector.