Not all mobile payments will go through the wireless networks. What you described as the monthly fee part of your package at home for Internet use could be the same on your device, because the consumer has that option. The consumer has the option of buying different plans that will satisfy his or her needs. I think protecting the choice of consumers is what's essential to making markets work.
But some of the e-technology that's being envisaged and some that is being deployed now does not communicate through the broad wireless network. When you're using near-field communications between your device and the receptor, it's not going through the wireless network per se, so there is no additional fee in that sense.
There are different options for consumers, and consumers will want to use what works best for them. They may be willing to pay a fee, and in some cases they may not be. It depends on what they want. The merchants will respond to their consumers. That's why we see most merchants accepting credit cards, even though there is a fee to the merchant. There is a small percentage of merchants in Canada that will not, because they don't feel it's good for their business. But they have that choice.
I think protecting the choice of the consumer and protecting the choice of the merchant is what is essential to making markets work.