Great.
Mr. Lord, correct me if I'm wrong, but I believe it was you who stated we would see Google Wallet arrive here in Canada in 2012 and that within four years it would become mainstream. That was something you were quoting from the KPMG study.
Would you be able to comment on the infrastructure of our current wireless mobile infrastructure? Is it advanced enough to provide for point-of-sale payment via cell phones or smart phones ? Should we be monitoring that right now?