Thank you.
I got halfway with my last question. I didn't have a chance to hear from Mr. Paterson and Mr. Weigelt, although in subsequent responses he reinforced where I was going, that it may simply be too big and moving too quickly for governments to be all over this and ahead of the game. And that's where I fall to my faith in the market system, simply because I think that....
You mentioned trust, Mr. Weigelt, and alluded to a quote from Bill Gates that you build trust into your products, as does IBM, I think. A lot more people vote through their pocketbooks for IBM and Microsoft than for any politician or lawmaker. If you don't retain that trust, you're toast. And I think that happens more quickly than it does to any political party.
I wanted to direct the question to Mr. Lord, simply because he's the representative of an association for this. Are you confident that competition or market is sufficient to ensure that trust and optimize integrity and the security of consumers?