Thank you very much, Mr. Chair.
Thank you to the witnesses for all the excellent contributions to our discussion that we've had from you this afternoon.
I'll start with a question to you, Mr. Lord, and this might be a good segue from exactly where you just left off.
In your opening comments, you spoke about the importance of government finding ways to reduce red tape. You've touched on a couple of examples. Are there any additional areas of red tape reduction that we should be considering, or specific examples you'd like to leave with us today?