Thank you, Mr. Chair.
My thanks, as well, to the witnesses for being here.
I want to ask Mr. Paterson my first question. It really revolves around your comments about developing intelligence for economic advantage. I'd like you to describe that a bit more.
You mentioned a smarter commerce agenda for governments to achieve. Conceptually I'm thinking about it as something far beyond e-commerce. Maybe, as governments consider policy and regulation, it goes far beyond what we can conceive of right now as the future in terms of what we're doing. Instead of talking just about electronic payments and what the next practical things are, I'll ask where this takes us. Am I correct in thinking that this, conceptually, is much larger than the topic we've set out to study?