We've been very proud of our track record. We're helping an awful lot of entrepreneurs every year. There's not a single client event that I go to where people won't say they're glad we were there because when the going was tough, we stayed with them, helped them during the recession. We increased our lending by 53% that year simply because some of our colleague chartered banks were a bit more careful than usual. We had to step in and be somewhat counter-cyclical.
On November 6th, 2014. See this statement in context.