Mr. Lavoie, I am speaking to you.
I believe it was you who mentioned that BDC is here really to fill a gap. I was talking to a businessman just the other day, hearing a great story how BDC was the gap financing that they needed to succeed, and that was wonderful to hear.
In your remarks, you were very careful to say how you ensure that BDC doesn't ever encroach on the banks' role, which is great because, if we're competing with the private sector, why are we giving taxpayers' dollars to you? That's good.
I want to hear in your view how do...because everybody isn't bank-centric in this country. Where I come from there are a lot of credit unions.
How do you work with the credit unions to make sure that the BDC and the Export Development group work with and not against the credit unions?