It's actually higher. Across Canada, the average five-year survival rate is just under 50%, and for our businesses it's between 50% and 60%.
Sometimes people don't want to be entrepreneurs; they get out of it. Sometimes the business fails. Sometimes they sell the business. There are a lot of reasons that people don't continue.
What I look at is the fact that they're repaying their loans as well, at a rate of up to 90%. That tells me that even if they're not in that original business, they have the economic wherewithal to pay a loan.
I wouldn't consider somebody who starts a business and gets out of it and then goes to work for Bank of Montreal or the House of Commons as a failure. They have those entrepreneurial skills. I see that as really exciting.