Mr. Lavoie, I have one question for you.
Around here, over the years I've experienced that some of us don't have a clear understanding of what BDC's actual mandate is, which is to make money and have a return to the taxpayer, and that they are not the bank of last resort. And that's based on legislation not on vision. Would you say your membership has the same view of BDC or do you think there is still an issue with education within your own organization, with your members on what the actual role of BDC is?