Correct.
Work product is a concept that I think is in the bill. The issue is, can the businesses carry on their activity without sharing the work product? An example might be an inspector who has signed a bill of activity and he's put his name at the bottom. Can the businesses share the actual bill between the two companies?
Processing of insurance claims and employee information, I think typically relates to termination. Chris, help me out on the explanation of these very limited circumstances.