So discretion is left with the courts to set a maximum fine.
On seniors' issues, the minister shared the concern that the government has on senior abuse, which is very warranted, and I agree with him. Senior abuse, though, can happen in many different forms, not necessarily within family. It can be unscrupulous business; it could be even through mail theft, or a phone scam—so many different ways.
I'm from the Vancouver area, and mail theft is a huge problem. Canada Post has changed their mailboxes to make them much more secure.
What responsibility do financial institutions have if they have mailed a new credit card to a senior and that card has been activated in fraud? Does the senior have any responsibility?