Thank you for the question.
I do think it's the tip of the iceberg. There are several factors to consider. Number one is that public awareness of financial abuse, or the risk of financial abuse, is growing. I think we've seen this on a national level and certainly provincially. Financial institutions are increasingly raising this issue and training their staff. I think that as public awareness grows, there will be more reporting.
The other factor, particularly in British Columbia, is the changing demographic that we see with an aging population. We know from statistics that the incidence of dementia once someone reaches the age of 85 is significantly increased. We know generally, without getting into statistics, that the aging population tends to become more vulnerable. Not everyone does but many do. It's the vulnerability, not necessarily incapacity, that can lead to potential abuse.
I think it is the tip of the iceberg. I don't think that even now we are receiving all the reports of abuse. I do expect that we'll see an upward trend.