Clearly it is an area that's conflicted, because you want to solve the problem, yet if the problem is the individual you are reporting to, you have a serious obstacle.
I'll come back to you in a few minutes, but first I'd like to talk to the IBC.
Again, congratulations for making it today. We are delighted to have you here.
Mr. Dubin, you said that the average Ontario payment for accidents is $31,785. I think you said that's in Ontario?