I will repeat what we said before. We support the bill as such, but we would also like to see some minor changes.
We have mechanisms to improve the situation or lessen the burden for our small credit unions, even if the burden is much too heavy for them. At the central, we work together, for instance to learn the rules and communicate them to our smaller members. We certainly are proposing that the fines be adjusted, because a $100,000 fine would be a huge punishment for a small credit union that barely generates a million dollars a year. That is our main concern.