Thank you, Mr. Chair.
I'm in the same position I was last week, when many of the questions I would have had were already answered.
I was struck by listening to the testimony today. You go through so many of the different areas that we've talked about, and we've heard witnesses say one thing to one extent and then different witnesses at a different time have said something completely on the other side of an issue and suggested that we move in a different direction.
I remember one witness in a previous meeting talking about the importance of getting this right, and I noticed that phrasing was in the Credit Union's opening statement saying that in this case they thought Bill S-4 does get it right, or gets a lot of things right.
On consent, for example, we've heard arguments that we should go in one direction or another. We've heard that with breaches: people saying it goes too far; people saying it doesn't go far enough. On information sharing now we're hearing the same thing.
Ms. Gratton, in your comments it was interesting, because I think your opening statement captured that balance, and the question of balance that we're trying to strike. It sounds like you think the legislation needs to go forward—you said that in questioning—but at the same time you have some questions. They're not necessarily declarative statements that this is what's going to happen down the road, but you asked whether we can find ways to avoid “over-disclosing”.
As this legislation hopefully passes and moves forward, what you are going to be watching for over the next few years in terms of the execution of this? We've heard, for example, on that issue, that in Alberta and B.C. there haven't been issues with that. Someone said that it's different circumstances with the federal legislation.