One area that jumps out is organized auto theft. This has significant impact. We pulled $8.8 million worth of stolen vehicles at the ports of Montreal and Halifax last year alone. We're well over $55 million since we started this in 2009 at those two ports.
The point I'm getting at is that it's just another form of organized insurance crime, as you've mentioned, that has a very significant impact on the premiums that everybody else is going to end up paying for.