Actually, no, and I have to say that this is a concern. If an injury is not reported at the scene of an accident...and these individuals intentionally do not report, in a lot of cases, at the scene of the accident and will go to a collision reporting centre afterward. At that point in time there will be a report taken.
The insurers have access to that report, but again, it's very limited information. All it's basically going to say is a left-turn situation. They probably charge the driver doing the left-turn situation that was staging this collision intentionally. It would just show the fact that the other driver drove into them. That's all they're going to have.
Actually, at the time, initially after the accident, they won't even have the names or facts of occupants, because the police didn't attend the scene of the accident. They've got up to 24 hours for these occupants to show up, let's say at a collision reporting centre, and claim that they were involved in an accident. In a lot of cases they don't even bother, and the next thing you know they've hired counsel and put the insurer on notice.