Thank you, Mr. Chair.
This is a recurring theme through about four of these amendments of replacing the standard as proposed in Bill S-4, which is that the investigation or the fraud prevention activities would need to be reasonable for those purposes, with the standard of the organization having to have reasonable grounds to believe that something had happened warranting an investigation, or that fraud had occurred warranting the fraud detection, suppression, or prevention activities.
The second part deals with the last part of the test as proposed in Bill S-4, which says it would be reasonable to expect that disclosure with the knowledge and consent of the individual would compromise those activities.
This group of amendments replaces “reasonable for the purpose” with “reasonable grounds to believe”. The two thresholds are different as I've mentioned in the last response. The “reasonable for the purpose” is an objective standard. Looking at a situation, a court or the Privacy Commissioner would look at the conduct of the organization in the circumstances and look at whether their actions in disclosing the information are reasonable. Did they exercise good judgement? Were they fair? They would look at factors like the sensitivity of the information being disclosed and the seriousness of the conduct that was being investigated, in the case of investigations, or the seriousness of the fraud that was being looked for.
By changing to “reasonable grounds to believe”, it increases the threshold to the point where the organization would have to have compelling and credible evidence that something had occurred that warranted an investigation, or have compelling and credible evidence that fraud had occurred. It's a higher threshold. The reason why Bill S-4 proposes a lower threshold is that the purpose of these investigations in many circumstances, and the fraud protection prevention and suppression activity, is precisely to obtain clear and compelling evidence to meet that threshold of “reasonable grounds to believe”. The organization then can move from “I have a suspicion” or “I have an allegation of wrongdoing” to conduct some sort of internal investigation, determine that there is clear and compelling evidence that wrongdoing had occurred, and then move it to the next level. In the case of a criminal matter, that's referring it to law enforcement or in the case of an agreement among professional associations, such as lawyers or doctors, moving it into disciplinary action against the member of the organization.