The funny thing is that with disruptive technology there's the disruptive part, and that's where companies grow and other companies go out of business, etc., and then there's the technology part.
The disruptive part can apply to a lot of different things. It can apply to shifting business models. It can be triggered by external events. It could be triggered by demographics. For example, a lot of the disruption that we see in e-commerce is taking existing technology, for example, based on the Internet or based on mobile technology, and applying it to taxi cabs. We've already applied it to music.
I don't think of them so much as disruptive technologies as disruptive business models. That's one distinction. I think that they have things in common, such as the effect on business and the potential effect on jobs and opportunities. They also have things that are different, in the sense that you don't necessarily drive disruptive business models by driving technological development. A lot of what we're concerned with is in that sphere of driving technological development.