Your question is at the heart of much of what government really needs to consider. If you think of what it's been into recently in digital privacy with respect to Bill S-4, there are some really important fundamental things government needs to think about with respect to the privacy of the individual and the frameworks in place to ensure both government and other interfaces, whether it's businesses, or charities, or third-party organizations, respect an individual's privacy. There needs to be clear rules that an individual, a consumer, or a citizen can understand with respect to they've gone online, they've purchased something, they've consented to this but not to this, and therefore, they have assurances and know their identity has been protected with these known sites.
With respect to things like cyber and ensuring that we have a secure set of infrastructure, that individuals have confidence that they're able to use the Internet for the right purposes and not be hacked, the government continuously works with international partners that look at the governance of things like the Internet and ensures that policies and practices are put in place that businesses can then commit to. We have disruptive technologies in certain areas like quantum, which could be incredibly disruptive once they are commercialized, that this committee will undoubtedly be running across in terms of a whole game changer for cyber and protection.
There are roles for government in thinking about supporting things like data literacy and consumer literacy when they are online. Financial services are one of the areas where Canadians are the most concerned. We have very strong provisions at some of the financial institutions within Canada for things like mobile payments and mobile wallets. So government must be continuously encouraging work in those areas so Canadians have security in terms of their identity, they have recourse, and they know that government is pushing the boundaries for these policies. But in many instances, as you indicated, it is government reacting to the changing environment and trying to stay up to speed with what's going on. It's very difficult and challenging to figure out where that next disruption is coming from.