Thank you.
My first question is for BDC. Your mandate is to fill out and complete services from the chartered banks and not to compete with them. In terms of the new economy.... Let's say I show up as a manufacturer, I understand that you'll take a bigger risk, but to lend money to a manufacturer, I don't want to say it's easy, but it's more standard. What machine are you buying? What is this and that? Maybe they're a little more shaky and the banks aren't going to take them, so you take them.
What are you looking at for the new economy? There's such a challenge. A guy shows up, and he has the new Facebook, and we say, “Well, forget about it. There's nothing here.” Are you doing anything along that line to even attempt to deal with it, and if so, what is it?