Yes. Thank you.
You are right. It is harder for smaller companies to qualify for a project and to be able to perform according to specs. There are few providers in Canada of bonding for SMEs. One of the ways we've provided some support for these companies is to provide working capital with flexible repayment terms, so that the repayment is matched with the payment on that project. You can have a holiday on repayment of two, three, four years on the capital, depending on the size of the project, and then companies are able to do cash flow sweeps and repay us, if they get their payment in advance. We address that need via the growth and transition team, and we're pretty active in helping these companies be able to qualify and then able to deliver on those projects.
I know EDC is quite active on the international front. They help SMEs bid on international projects in that regard.