Thank you, Mr. Chair.
Thank you to both groups for a good presentation.
I'm going to pick up where we just left off. The first question is going to go to BDC.
It's great that you focus on innovation, productivity, and exports, specifically with the SMEs. As they grow and as they scale up, the focus becomes one on exports, especially in the emerging markets outside of Canada.
Can you expand on saying at what point the hand-off happens between BDC, EDC, and the financial institution? I see those three as a three-legged stool for SMEs as they grow, and it's a natural transition, but right now I'm not sure how clear that transition is for many small businesses.
Also, what do they have to do to ease that transition?