From the perspective of the banks and credit unions, they'd probably give us an excellent number, but from what I heard, probably 8.5 or 9. We're doing 2,200 transactions per year partnered with financial institutions and others, many of them pari-passu loans and asymmetric loans. They view us as a real partner when they have issues around single-name exposure and what have you. We're partners with them to advance the interests of their clients.
Again, just based on our role, we're not doing operating lines or lines of credit. By definition, every client with whom we're active has a bank or credit union. In every client situation we're working side by side with another financial institution.