I'll answer the first, and Jérôme will handle the second.
On the first one, concerning the EDC, I think it's important for Canada to have more SMEs exporting, and 18% of our clients currently export. We work very closely with the EDC. We have the reach—we're in the field, we have 2,000 employees, 45,000 clients—and we're trying to work with them to make them aware of opportunities to export.
To make sure they are competitive so that they can succeed while exporting, in terms of export readiness, we have them pinpoint specific market opportunities to go outside of Canada. Then, as they work towards that goal, there's a natural hand-off to EDC for the insurance, the lines of credit, etc. We are trying to work hand in glove with EDC to help clients from step one right through to being a successful exporter. We work very closely with them at a senior level and also location by location.
Do you want to talk about the bonding issue?