Can I add something as well, please?
This is a good idea for you to consider. There's an angel investors group in Owen Sound that is about to create a repayment fund. It would be interesting for your committee to look at seeding money that would be managed by a group. When businesses were successful, over a period of time they would pay back the money that would be used, over and over, for what we're calling the small people who don't have the skills. It would be a brilliant idea.