I would actually like to ask a question here.
On page 7, you ask which federal government regulations are most burdensome to a business. On the fourth line down, it's the record of employment, which I know that you do online; you don't have to do them by hand anymore.
How do you see that? Do you see that as reducing the burden? They have to get done in some way or another. Is that an innovation that you see has happened?