May I just add to that on the structure of the program?
Today, the AIF is a loan and it's taxable. To put that in perspective, if we get $100 as a loan, we have to carry it on our balance sheet as a loan of $100, but we immediately have to pay the government back $25. We actually receive only $75 cash. We're carrying a debt of $100 on our balance sheet that sits there until we pay it back, and it ties up our ability to get credit from anybody else.