The other question I will ask is around the CPP rate increases, and this is from one employer who has close to 1,000 employees, and I've talked to other ones as well. I'm not going to argue the merits for or against it, just the fact that for every dollar an employee puts in, the employer also has to put in. Subsequently, they feel the RSP they have with their company is pretty generous. In addition to the health tax, they pay the CPP, EI, WSIB, the property, and all that stuff. Their plan was to reduce the amount of their RSP to the same amount as the CPP adjustment, so to the employee there's really no net benefit. It's just taking one from the other and maintaining the same employer contributions.
Do you have any thoughts on that, or have you got that far along with the companies you represent?