As I mentioned in my opening remarks, by statute you have to invest in or lend to a company with a high probability of success. In terms of return or success, you can benchmark against return on equity, which right now in the lending portfolio is about 7%. We're covering the cost of capital; we provide a retained earning; and we use that retained earning to do two things: send a dividend cheque to the government and reinvest in our ability to relend to the company. We have been able to sustain the growth of our portfolio by reinvesting in our ability to lend.
On October 19th, 2016. See this statement in context.