In GTC, growth and transition capital, 90% of the transactions we do will be with another financial institution because we'll take the junior tranche. When there's a project, the financial institution or BDC will take the senior tranche, and we will take the junior tranche.
In terms of the rest of the lending, often when there is a project, there will be an operating line of credit involved. We'll work in collaboration with the bank to make sure that the company bringing on additional debt won't be in violation of the ratios. We work with other partners including Futurpreneur Canada and SRDC and we will co-lend with them to the entrepreneur.